How to Use Credit Cards Wisely

Credit cards are widely used today thanks to the numerous benefits they give their users. Many people make payments for their purchases, pay their bills and carry out other financial transactions using their credit cards. Besides being convenient to use, these cards are also reliable, fast and safe especially when they are properly utilised. However, there are some concerns regarding the use of credit cards which you have to take into consideration when making transactions with them. Apart from the possibility of increasing your debt when not properly used, it can also make you vulnerable to the activities of cyber criminals.

Choose your card brand wisely

Credit card is available in different brand names such as Visa, MasterCard, American Express and others. This is one fact that many people do not know. Each brand has their unique annual percentage rate (APR). It is the interest you are charged any month you didn’t make a complete payment. Another factor that you should take note of in this regard is the introductory rates. Some brands charge low introductory rate to attract consumers but after a short while, it is increased. It is important that you find out what the future charges are so that you will not be caught unawares. Avoid a brand that offers you high credit limit. In this way, you will not fall to the temptation of using more money than you can afford. Other fees to take note of are over the limit fees, cash advance fees, balance transfer fees, late payments and annual fees.

Don’t use credit cards in all sites

If you are making purchases with your credit cards, it is advisable that you shop or make transactions only on sites that you are sure of their reliability. Also you have to check if there is a program to check BIN on sites. Don’t give your credit details on websites that you are not sure of their reputation. Phishing is real and on the increase today. Many internet fraudsters have created fraudsters that even look like original as a means of defrauding unsuspecting masses. Also mind the websites you visit and what you download on your computers. Some programs come with malware that can trap your credit details as well as your passwords for important sites that you operate on and send to the criminals that own them. With the information they obtain in this fraudulent means, this criminals can even make purchases with your credit card without your authorizations.

Keep track of your monthly spending

Make sure that you have a record of all your spending and purchases you made with your credit cards. This will help you to know when your credit card has been used to pay for items without your authorization. Credit card criminals are wise. Thus, when they get the credit card details of a person, they do not make orders with high price tag. They purchase low cost items so that you will not suspect. If you are not careful, you will only suspect when it has become very late. But if you keep track of your purchases, you will be able to tell when unauthorized purchased is made with your card.

Online Security at Glance

Credit cards are widely use today thanks to the numerous benefits they give their users. Many people make payments for their purchases, pay their bills and carry out other financial transactions using their credit cards. Besides being convenient to use, these cards are also reliable, fast and safe especially when they are properly utilised. However, there are some concerns regarding the use of credit cards which you have to take into consideration when making transactions with them. Apart from the possibility of increasing your debt when not properly used, it can also make you vulnerable to the activities of cyber criminals.

Choose your card brand wisely

Credit card is available in different brand names such as Visa, MasterCard, American Express and others. This is one fact that many people do not know. Each brand has their unique annual percentage rate (APR). It is the interest you are charged any month you didn’t make a complete payment. Another factor that you should take note of in this regard is the introductory rates. Some brands charge low introductory rate to attract consumers but after a short while, it is increased. It is important that you find out what the future charges are so that you will not be caught unawares. Avoid a brand that offers you high credit limit. In this way, you will not fall to the temptation of using more money than you can afford. Other fees to take note of are over the limit fees, cash advance fees, balance transfer fees, late payments and annual fees.

Don’t use credit cards in all sites

If you are making purchases with your credit cards, it is advisable that you shop or make transactions only on sites that you are sure of their reliability. Don’t give your credit details on websites that you are not sure of their reputation. Phishing is real and on the increase today. Many internet fraudsters have created fraudsters that even look like original as a means of defrauding unsuspecting masses. Also mind the websites you visit and what you download on your computers. Some programs come with malware that can trap your credit details as well as your passwords for important sites that you operate on and send to the criminals that own them. With the information they obtain in this fraudulent means, this criminals can even make purchases with your credit card without your authorizations.

Keep track of your monthly spending

Make sure that you have a record of all your spending and purchases you made with your credit cards. This will help you to know when your credit card has been used to pay for items without your authorization. Credit card criminals are wise. Thus, when they get the credit card details of a person, they do not make orders with high price tag. They purchase low cost items so that you will not suspect. If you are not careful, you will only suspect when it has become very late. But if you keep track of your purchases, you will be able to tell when unauthorized purchased is made with your card.

The Advantages of Remote Desktop Protocol (RDP)

Overview of RDP

RDP which is an abbreviation for Remote Desktop Protocol is created and released by Microsoft in order to extend the protocol standards of T-120 family. Though it comes with some new and unique features, some of the features of the core T-Share protocol such as the architectural features required for the support of multiparty sessions are retained in it by Microsoft. When you buy RDP, data can be transferred on time to different parties at the same time just from one system. In this way, more works are completed on time as data are not sent individually to each session. The Remote Desktop Protocol gives a lot of benefits to users besides providing an extensible base from which a lot of capabilities can be built. Here are some of the benefits of RDP.

Advantages of RDP

One of the challenges facing enterprises today is the increase in demands from the end-users. This highlights the importance of having quick access to different applications and information. Besides, as the world is becoming a global village thanks to the improvement in transportation system and information and communication technology, enterprises are now expanding their businesses from their initial location to other locations even to locations in other countries and continents. Such expansions create the need for workers to be able to work while on the go and from anywhere they are.

Remote accessibility solutions have been provided by the IT professionals to businesses looking for accessibility from remote locations. However, for these solutions to serve their purpose in the virtual world, there is a need for a quick, secure and affordable method to be used in providing access to remote locations. Unfortunate, the data leakage issues weakens the effectiveness of the traditional VPN’s. The remote desktop protocol is designed to solve these problems mentioned here. It is developed also to improve and provide a secure and easy remote access solution.

Besides the above mentioned problems, there are other challenges which enterprises deal with by using RDP. Every business will also want to maximise productivity among its workforce. But achieving this is sometimes becoming a challenge for enterprises. Businesses are also faced with the challenge of preventing productivity loss as well as the loss of revenue as a result of man-made and natural disasters. The use of traditional VPN’s to scale up remote access is very expensive and complex. Thus, it is becoming a challenge to enterprises using it. The last challenge which the use of RDP helps enterprises to deal with is how to provide support throughout their enterprise. With RDP, this can be achieved without the danger of offering network-level connectivity to thousands of mobile and remote devices.

RDP in other words helps enterprises’ employers to work while on the go and from any part of the world. It helps enterprises to reduce cost and avoid such expenses as security software, proxy architecture, laptops, licenses and bandwidth. With RDP over SSL, applications can be utilized anywhere and yet data will not leave the corporate network. RDP helps enterprise to increase productivity and reduce risks. It speeds up decision making process as well. In this way, revenue can be increased and customer loyalties strengthened.